Opinions on sex before marriage?

My girl and I have been together for almost three years and I have talked about marriage in the future. We've decided to have sex now, both of consenting age. Opinions?
BTW how old are you. Pre-nuptial concentual sex is a matter of personal choice and preference. One will enjoy a matured sex life once marriage is solemnised.

On moral grounds some may say no, but still it depends upon the choice of you and yr GF.

But remember to wear condoms before any penetrative sex, and in case none of you are comfortable in using a condom avoid ejaculation inside her. Even in case you cant helped it and ejaculated inside her, she can have emergency contraceptive pill available over-the-counter.

But it is for the sake of information and does not constitute to be a medical advice. You can consult a physician before yr GF takes any emergency contraceptive after each unprotected intercourse.
make sure you use protection. if you decide to have sex be safe and make sure it's what you both really want. sex is a beautiful and very enjoyable experience but only when the two people are sure that it's what they really want. sex before marriage is not a bad thing but it can change relationships drastically, sometimes for better and sometimes for worse. so if you're going to go ahead with it make sure you both want it, sometimes girls say they are ready but most often they do it to please the boyfriend. make sure she really wants it in order for it to be enjoyable for both. XD be safe.
wow i'm surprised you've lasted this long without having sex. good for you.
honestly, i think it's actually IMPORTANT to have sex with your partner that you're serious about before marriage. trust me, it becomes an essential part of a relationship, & if you don't satisfy each other in bed - you won't act satisfied out of bed - it makes a difference.

there's a lot you can learn about someone after having sex with them, not just physically, but emotionally. believe it or not, some peoples feelings change after they've had sex with a person, EVEN if they've been in a long-term relationship.

unless you're very religious & traditional, i don't see why having sex before marriage should concern you. it's natural. & if it's with someone you love & are serious about, then the only difference marriage would make, is knowing you did it after signing a piece of paper, (not as important if you already know how you feel about someone).

you've been respectful & thoughtful about it, waited, so there should be nothing to feel guilty about. if your mind & body are telling you to go for it, & hers are too, & your heart is in the right place, then that's all that matters.